Total AED balance
47.3M
↑ AED 3.2M from yesterday
USD equivalent
$12.9M
Rate: 3.673
Active accounts
14
Across 6 entities
Pending approvals
3
Expiring today
Entity positions
08:31 GST · Live
| Entity | AED balance | USD equiv. | Status |
|---|---|---|---|
| Al Majid Trading LLC | 18,240,000 | 4,965,000 | Healthy |
| AM Real Estate Dev. | 12,800,000 | 3,485,000 | Healthy |
| AM Logistics FZE | 9,550,000 | 2,600,000 | Healthy |
| AM Holdings (cash) | 4,430,000 | 1,206,000 | Healthy |
| AM Hospitality LLC | 1,420,000 | 387,000 | Watch |
| AM Tech Ventures | 843,000 | 230,000 | Below 1M ↓ |
Recent transactions
All entities
Emaar Properties PJSC
AM Real Estate · 09:14 GST
Contractor payroll batch
AM Logistics · 08:00 GST
F&B daily cash sweep
AM Hospitality · 07:30 GST
DEWA utility payments
AM Trading · 06:45 GST
Emirates NBD
AED 22.4M
4 accounts · AED + USD
ADCB
AED 14.7M
3 accounts · AED
Mashreq Bank
AED 10.2M
3 accounts · AED + USD + EUR
Consolidated position — all 3 banks
CBUAE consent: 90 days remaining
Total AED (all banks)
AED 47.3M
USD equivalent
$12.87M
Banks connected
3 / 3
Copilot — cross-bank query example
"What's my total AED position across all UAE banks today?"
Consolidated across FAB, ADCB, and Mashreq: AED 47.3M as of 08:29 GST. FAB holds the largest position at 47%, followed by ADCB (31%) and Mashreq (22%). All three connections are live via AlTareq consent framework.
How AlTareq works with this copilot
Phase 1 runs on a single bank's own account inquiry APIs. Phase 2 ingests CBUAE AlTareq Open Finance APIs — the corporate consents once and the copilot queries all connected UAE banks in a single natural-language call. Same guardrails apply: read-only, entitlement-scoped, CBUAE audit-logged. Compatible with ADCB, Mashreq, DIB, CBD, FAB, and any AlTareq-participating institution.
Agentic alerts — proactive push intelligence
3 active · Checked 08:31 GST
Balance breach — AM Tech Ventures
08:14
AED balance dropped to AED 843,000 — below the board-approved minimum of AED 1M. First breach this quarter. Three inbound payments totaling AED 2.1M expected by Thursday 17 July.
3 payment approvals expiring at 17:00
07:00
Payments totaling AED 4.8M awaiting checker approval. Will lapse and return to maker if not actioned before 17:00 GST today.
Large inflow — AM Real Estate Dev.
09:14
AED 3,200,000 received from Emaar Properties PJSC — 40% above this entity's weekly average inflow. Reference: INV-2026-0847.
Configure alert rules
Set thresholds per entity · Push to Microsoft Teams, email, or webhook
Bank Developer Portal — ERP / TMS direct integration
The Copilot exposes a REST API via the bank's developer portal. SAP S/4HANA, Oracle ERP, Kyriba, or ION TMS can query live account data programmatically — no portal navigation required. Token-priced per call, with full CBUAE-compliant audit logging per interaction.
# Copilot API — natural language account inquiry endpoint
POST https://api.bankx.ae/v1/copilot/query
Authorization: Bearer {corporate_api_token}
Content-Type: application/json
{
"query": "Total AED balance across all accounts",
"entity_scope": ["C-001", "C-002", "C-003"],
"language": "en"
}
# Response — tokens: 842 · cost: AED 0.017 · latency: 1.8s
{
"answer": "Your total AED balance is 47,283,000 across 6 entities...",
"data": { "total_aed": 47283000, "entities": [...] },
"tokens_used": 842,
"audit_id": "AUD-2026-00847",
"data_as_of": "2026-07-11T08:29:00Z",
"scope": "inquiry_only"
}
SAP S/4HANA
Bank statement via certified API connector
Kyriba / ION TMS
Real-time treasury data feed
Webhook + REST
Custom integration for any ERP
Unit economics — per API call
Business tier · 1k token query
LLM cost (bank)
AED 0.02
per ~1,000 tokens
Charged to corporate
AED 0.20
Business tier rate
Gross margin
~90%
Per query